Financial Analysis Solutions

Clarity for every
credit and investment decision.

Valuatum delivers advanced credit risk and equity research software to financial institutions worldwide — combining rigorous modelling, intelligent automation, and deep analytical expertise.

Helsinki, Finland · Est. 2000

Built by analysts.
For analysts.

Founded by a team of former equity and credit risk analysts, Valuatum brings practitioner-grade understanding to every part of its platform. We know what financial professionals need because we have done the work ourselves.

2000 Year founded
25+ Years of expertise
SaaS Delivery model
Global Customer base
Trusted by

What We Do

Smarter analysis.
Faster decisions.
Better outcomes.

Valuatum's platform powers the full financial analysis workflow — from initial credit scoring to equity valuation and research delivery. All solutions are built on the same rigorous analytical foundation and delivered as a managed SaaS service.

Our areas of expertise span equity valuation models, credit risk analysis, automated reporting tools, interactive research libraries, and extranet solutions for portfolio managers and private equity investors.

Credit risk analysis and automated scoring
Full financial models for equity research
Automated reporting in PDF, Word, and PowerPoint
Web, Excel, and API access — fully integrated
About Valuatum
Valuatum financial analysis platform
SaaS · Global

Core Solutions

Two platforms. One analytical foundation.

Sell-side, buy-side, and credit risk professionals rely on Valuatum across several continents.

Valuatum Credit Risk platform interface
Credit Institutions · Banks · Private Equity

Credit Risk

Industry-leading credit risk models powered by advanced machine-learning algorithms. Automate scoring, accelerate credit decisions, and reduce risk across the full credit value chain.

Explore Credit Risk
Valuatum Equity Research platform
Stockbrokers · Investment Banks · Asset Managers

Equity Research

Configurable equity research solutions built on the Valuatum platform. Full financial models, automated target prices, screening tools, and seamless report generation for research teams.

Explore Equity Research
Valuatum AI-powered analysis
Any Company · Global · Instant

AI-Powered Valuation

Upload any company's financial statement and receive an instant valuation or credit risk report in under two minutes. Supports English, Finnish, and Swedish — with additional language options available.

Try Free Today
Valuatum AI-powered credit risk analysis interface
New — November 2025

Instant AI analysis.
Any company. Any annual report.

Our new AI-powered tools deliver professional company valuations and credit risk reports in under two minutes. Simply upload a PDF financial statement — from a short balance sheet to a 100-page annual report — and get an instant, structured report.

  • Customizable forecasts and financial metrics
  • Credit score and default probability
  • Supports English, Finnish, and Swedish input
  • Additional language support available on request

Why Valuatum

The analytical depth
your decisions demand.

We combine deep financial expertise, proprietary machine-learning models, and decades of practitioner experience into a platform that adapts to your workflow — not the other way around.

ML

Advanced Models

XGBoost and machine-learning algorithms that outperform traditional fixed-weight credit rating methods.

SaaS

Fully Managed

Delivered as a service with ongoing maintenance, continuous development, and dedicated support included.

API

Deep Integration

Access via web browser, Excel models, or APIs. White-label and custom integration options available.

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Get Started

Ready to sharpen
your financial analysis?

Whether you work in credit risk, equity research, or investment management, Valuatum has a solution tailored to how you work. Start with a free trial — no commitment required.

Helsinki, Finland